With Habitat, right away, they ask you a lot of questions of where you are at that moment. The whole process is making sure that you’re ready for homeownership. I was really grateful that they were able to help me understand the whole process. What is a credit score? What can you do to save money? Where can you cut back? What are the necessities? I felt like it went from the unknown to the known. The wisdom of, “I get it, I know exactly what it’s going to take to be a homeowner”.