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Habitat for Humanity of Hillsborough County, FL
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  • HOMEOWNER SERVICES

    Homeowner services

Homeownership Program

Application Process

STEP 1.
Applying for the Habitat Homeownership Program BEGINS with completing our online Initial Pre-Application Screening Questionnaire or the Veterans Initial Pre-Application Screening Questionnaire.

STEP 2.
The Habitat for Humanity Hillsborough County Homeownership Application Orientation Class outlines the process to qualify for the Homeownership Program.  The class provides an opportunity to ask questions and learn about the process and qualifications to purchase a Habitat for Humanity Hillsborough County home.

Orientation class will be done virtually or in person.

STEP 3.
Individuals who complete “Orientation Class” will be invited to complete a more comprehensive full application through Habitat Hillsborough’s origination software, Encompass.  Once a full application has been completed and submitted a document request email will be sent within 7 days.  All requested documents must be uploaded in our secure server.

STEP 4.
Once Applicant has uploaded all required documentation within the required 30 days after receiving document request.  Application with be reviewed by processor and additional documentation may be required if incomplete, otherwise loan will be submitted to underwriting for review.

STEP 5.
While in underwriting if based on current information in file borrower does not qualify. Applicant has the option to participate in our Financial Literacy Mentorship program (See more details on Financial Mentoring Page). However, if borrower qualifies loan will be submitted for the second review by the Loan Committee.  Once decision is made Applicant will be informed of the next step.

Buying a Habitat Home
Habitat for Humanity builds Strength, Stability and Self-Reliance in our community through homeownership.

Low-income individuals and families, who meet our eligibility criteria and who qualify for a Habitat mortgage, may choose to partner with Habitat Hillsborough to build their dream of owning a home. Since we do not require a down payment, future homeowners invest in their homes through sweat equity hours.  These hours can be accumulated building homes and volunteering at our ReStores.

Future homeowners pay Buyer’s closing costs and purchase their homes with an affordable mortgage.

Types of Homes Built
Habitat for Humanity of Hillsborough County is currently developing well-built, single-family homes.  As an indication of our commitment to quality, durability and sustainability, new homes are certified in compliance with Energy Star and Florida Water Star standards.

Location, Location, Location
Habitat for Humanity of Hillsborough County works to acquire affordable residential building lots throughout Hillsborough County.   We offer home sites as land opportunities become available to us.  **VETERANS are urged to apply through the VETERANS INITIAL PRE-APPLICATION SCREENING QUESTIONNAIRE.**

The Habitat Hillsborough Homeownership Program is accepting applications at this time. Please click on the Initial Pre-Application Screening Questionnaire button below to begin the process. If you are a military veteran, we invite you to click the Veterans Initial Pre-Application Screening Questionnaire button below.

Initial Pre-Application Screening Questionnaire
Veterans Initial Pre-Application Screening Questionnaire

Fair_Equal_Housing_Logo
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or nationality.

  • Financial Literacy Mentorship Program Information
  • Homeownership Qualifications
  • Homeownership Program
  • Homeownership FAQs
  • Veterans Initial Screening Form – FOR VETERANS ONLY
  • Initial Screening Form
  • Veterans Initiative Homeowner Program Interest Form
  • Home Preservation

Recent Posts

  • Habitat for Humanity Hillsborough Annual Report Fiscal Year 2022 December 21, 2022
  • Veterans Build Week of Service: Day 4 November 9, 2022
  • Veterans Build Week of Service: Day 3 November 8, 2022
  • Veterans Build Week of Service: Day 2 November 7, 2022
  • Veterans Build Week of Service November 5, 2022

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East ReStore

3738 E. Hillsborough Avenue Tampa FL
Phone: 813-237-1978

HOURS
Monday - Saturday:
10 am - 5:30 pm
Sunday:  Closed

BRANDON RESTORE

501 W. Robertson Street
Brandon, FL
Phone: 813-337-7898

HOURS
Monday - Saturday:
10 am - 5:30 pm
Sunday: Closed

Silvermill ReStore

11236 W. Hillsborough Ave., Tampa FL
Phone: 813-580-7236

HOURS
Monday - Saturday:
10 am - 5:30 pm
Sunday:  Closed

RESTORE
DONATION HOTLINE

To schedule a pick-up for large donations:
813-540-7540

Administrative Office

509 East Jackson Street
Tampa, FL 33602
Phone: 813-239-2242

HOURS
Monday - Friday:
8:30 AM – 5:00 PM
Closed Holidays

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